According to the Social Security Administration, “Retirees will need 70 percent or more of pre-retirement earnings to live comfortably.”1 Now, regardless of whether or not you consider yourself to be “average,” the reality is that on the day your employer’s paycheck stops, you will need to have some sort of plan in place for replacing your income so that you can continue to pay your living expenses – and hopefully more than that, such as fun, travel, and doing the things that you’ve always wanted to do. [Read more…]